Compare Plans
Plan benefits side by side
The percentage of each cost a standardized Medigap plan helps pay. Premiums and availability are not shown because they vary.
| Benefit | A | B | D | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|
| Part A coinsurance and hospital costs (up to 365 days after Medicare benefits are used) | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Part B coinsurance or copayment | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100*% |
| Blood (first 3 pints) | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
| Part A hospice care coinsurance or copayment | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
| Skilled nursing facility care coinsurance | — | — | 100% | 100% | 50% | 75% | 100% | 100% |
| Part A deductible | — | 100% | 100% | 100% | 50% | 75% | 50% | 100% |
| Part B deductible | — | — | — | — | — | — | — | — |
| Part B excess charges | — | — | — | 100% | — | — | — | — |
| Foreign travel emergency (up to plan limits) | — | — | 80% | 80% | — | — | 80% | 80% |
* Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to $50 for emergency room visits that don't result in an inpatient admission.
Plans K and L have an annual out-of-pocket limit. After you meet it and the Part B deductible, the plan pays 100% of covered services for the rest of the year. Foreign travel emergency coverage is subject to plan limits.
Plans C and F aren't shown because they aren't available to people newly eligible for Medicare on or after January 1, 2020. Source: Medicare.gov. Reviewed October 2026.