Plan overview

Medigap Plan G

Learn about the benefits and out-of-pocket costs associated with this standardized plan.

Plan G covers every benefit in the standardized Medigap chart except the Medicare Part B deductible. Once that deductible is met, it pays its share of Medicare-approved Part B services, including excess charges.

Helps pay for

  • Part A coinsurance and hospital costs
  • Part A deductible
  • Part B coinsurance or copayment
  • Part B excess charges
  • Skilled nursing facility coinsurance
  • Blood (first 3 pints) and hospice coinsurance
  • Foreign travel emergency care, 80% up to plan limits

You pay

  • The Medicare Part B deductible
  • Your monthly plan premium
  • Services Medicare doesn't cover

Some states also offer a high-deductible version of Plan G. Premiums vary by insurer, location and individual circumstances. Reviewed October 2026. Compare all plans →

Ready to explore your Medigap options?